Equity / Fixed Income Ratio


Agg. Growth 100%/0%
Growth 78%/22%
Balanced 66%/34%
Moderate 44%/56%
Conserv 25%/75%
Stable Value/Fixed 10% 15% 18% 36%

Short Term Bond

Inflation Protected Bond

High Yield Bond 3% 4% 5% 3%

Corporate Bond

Intermediate Bond 5% 5% 16% 20%

Multisector Bond 4% 7% 10% 9%

World Bond 5% 5% 6% 7%

Large Cap: Value 23% 19% 18% 13% 7%

Large Cap: Blend 8% 11% 10% 6% 7%

Large Cap: Growth 20% 15% 14% 8% 3%

Mid Cap: Value 7% 5% 3% 2% 3%

Mid Cap: Blend 3% 2%

Mid Cap: Growth 6% 3% 3% 2%

Small Cap: Value 4% 3% 2% 2%  2%

Small Cap: Blend

Small Cap: Growth 4% 3% 2% 1%

Foreign Large Value 5% 5% 3% 4% 3%

Foreign Large Blend  3%  2%

Foreign Large Growth

Foreign Small/Mid Value

Foreign Small/Mid Blend

Foreign Small/Mid Growth

World Stock 3% 2% 3% 3%

Diversified Emerging Markets 2%

Sector Funds 12% 5% 4% 4%







*Some important notes on the asset allocation models. This is a breakdown meant to encompass all portfolios.  Not all portfolios will have every investment category.  If for example your portfolio choices do not have a small value fund then allocate the % above to the small blend.  Please reach out to us directly with any questions you may have.

Asset allocation does not ensure a profit or protect against a loss. Investing involves risk and investors may incur a profit or a loss. There is an inverse relationship between interest rate movements and fixed income prices. Generally, when interest rates rise, fixed income prices fall and when interest rates fall, fixed income prices rise. International investing involves special risks, including currency fluctuations, different financial accounting standards, and possible political and economic volatility. Declines in the value of real estate, economic conditions, property taxes, tax laws and interest rates all present potential risks to real estate investments. Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum-net-worth tests.
This information is not a complete summary or statement of all available data necessary for making an investment decision. Investing involves risk and investors may incur a profit or a loss. You should discuss any tax matters with the appropriate professional.  The asset allocation models presented may not be appropriate for every investor.  Please speak with your financial professional before making any investment decision.